There are properties in the Punta Leona market that are houses, and there are properties that are estates. Villa Leona is an estate: six bedrooms, four bathrooms, three levels, a private elevator, an infinity pool with a large terrace, and a solarium with Pacific Ocean views — all inside one of the most established gated resort communities on Costa Rica's Central Pacific coast. This is the largest and most fully-featured property in the current Punta Leona real estate catalog, and it sits at $850,000 with seller financing available and an HOA of only $60 per month. The full listing is at www.jacobeachchef.com.
For buyers looking at the top end of the Jaco Beach real estate market — multi-generational families, vacation rental investors, or anyone who simply wants a property where size is not a compromise — Villa Leona offers a configuration that is very difficult to find anywhere else in the Punta Leona area: six bedrooms across three floors, connected by a private elevator, with the kind of pool and terrace setup that defines resort-level living in a private home.
Property Specs at a Glance
The HOA figure deserves immediate attention: $60 per month for a 6-bedroom, 3-level luxury villa inside a gated resort community is one of the lowest carrying costs in the current best properties near Jaco Beach inventory at any price point. For context, smaller condos in the same complex can carry HOA fees of $180 to $220 per month. At $60, the monthly overhead on Villa Leona is almost negligible relative to the property's scale — a significant advantage for both owner-occupiers and rental investors who want to minimize fixed costs between bookings.
A private elevator in a residential property is rare everywhere, and nearly unheard-of at this price point in the Punta Leona market. On three levels, the elevator changes the entire character of the home: it's no longer a villa where the upper floors are a consideration — it's a villa where every floor is equally accessible, equally livable, and equally usable for guests of any age or mobility. For a multi-generational family, for older buyers who want the size without the stair concern, or for a rental product where accessibility is a selling point, the elevator is a feature that cannot be retrofitted and stands genuinely apart in this market.
What's Included
The maid's room is a practical addition for a property of this scale: at six bedrooms, having dedicated staff quarters means full-time or part-time housekeeping staff can be accommodated without disrupting the main living areas. For owners running Villa Leona as a luxury vacation rental, this detail makes operational management significantly easier. For owner-occupiers entertaining extended family or hosting long-term guests, it maintains the separation between private family space and service areas that defines well-designed large homes.
Seller Financing: Removing the Barrier
The seller financing option on Villa Leona directly addresses one of the most common friction points for international buyers in the Costa Rican market. Conventional bank financing in Costa Rica for foreign nationals can be complex, slower-moving, and subject to terms that differ significantly from North American or European buyers' expectations. Seller financing — where the seller holds part of the note directly — bypasses the bank entirely, allowing a qualified buyer to close more efficiently on terms negotiated directly with the seller.
For a property at $850,000, this is meaningful. A buyer who can provide a substantial down payment but wants to avoid the friction of the Costa Rican banking system has a clear path forward. Combined with the $60/month HOA, the monthly carrying cost structure for Villa Leona is significantly better than most real estate Jaco-area comparables at this tier. Message directly to discuss the seller financing terms and down payment requirements.
Location Inside Punta Leona
Punta Leona is a private gated resort complex on Costa Rica's Central Pacific coast, approximately 25 minutes north of Jacó and about 75 minutes from Juan Santamaría International Airport in San José. The complex has been in operation for decades, with mature infrastructure, multiple beach zones including Playa Blanca — one of the few Pacific white-sand beaches in the country — and 24-hour staffed gates that maintain the security and exclusivity that drives property values inside.
The walk-to-beach access at Punta Leona is a consistent feature of the residential neighborhoods: maintained paths connect the homes directly to the sand, and at six bedrooms, Villa Leona is positioned to take full advantage of everything the complex offers. A group of twelve guests — two per bedroom — can be at the beach in minutes, back at the infinity pool by lunch, and watching the Pacific sunset from the solarium before dinner. For a buyer evaluating the best places to buy near Jaco Beach at the luxury tier, this combination of amenities, location, and scale is difficult to replicate at anything near this price in the regional market.
Punta Leona's Central Pacific location consistently attracts buyers from North America, Europe, and within Costa Rica itself, which supports stable resale liquidity. The combination of the resort infrastructure, the white-sand beach, and the gated management means values inside the complex have tracked the broader Costa Rica high-end market without the volatility of more exposed coastal properties. For a buyer looking at best priced real estate near Jacó at the luxury end, Villa Leona represents a property where the price-per-bedroom and the amenity level are genuinely strong compared to comparable Caribbean or Pacific markets elsewhere in the region.
Who This Villa Works For
The luxury vacation rental investor. Six bedrooms at a gated Pacific resort with an infinity pool, elevator, and seller financing is one of the strongest large-group rental products in the current Punta Leona real estate market. At six bedrooms, Villa Leona serves the family reunion, the bachelor group, the corporate retreat, the multi-family trip — the bookings that consistently command the highest nightly rates in the Costa Rica luxury rental market. The $60/month HOA keeps the fixed costs extremely low between bookings.
The multi-generational family buyer. Six bedrooms across three floors, connected by an elevator, with a maid's room, infinity pool, and walking distance to Playa Blanca: this is the property where an extended family — grandparents, parents, children — can share a home without anyone being underserved. The elevator specifically means older family members are not relegated to the ground floor or disadvantaged by the layout. Full listing and contact at www.jacobeachchef.com.
Asking price: $850,000. 6 bedrooms, 4 bathrooms, 3 levels, private elevator, infinity pool, solarium with Pacific sea views, large terrace, furnished, maid's room, walk to beach, $60/mo HOA, seller financing available — Punta Leona. The flagship of the current inventory.